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How to protect your information after a data breach

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USA Today
6 hours ago
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Upon receiving a data breach notification, it is crucial to first confirm its legitimacy by directly contacting the company involved. Scammers may send fake alerts to obtain sensitive information. Once a breach is confirmed, immediately change passwords for all affected accounts and any others that use the same credentials. Employ strong, unique passwords, ideally managed by a password manager. To enhance security, enable multi-factor authentication on accounts where available. This adds a second verification step, such as a code sent via text or an authentication app, making unauthorized access more difficult. Vigilantly monitor financial and online accounts for any suspicious activity or unauthorized transactions. Set up alerts for unusual activity and promptly report any discrepancies to your financial institution. Regularly check your credit reports from the three major credit bureaus for unfamiliar accounts or inquiries. If any suspicious information is found, dispute it with the respective credit bureau. For further protection, consider placing a credit freeze or a fraud alert on your credit report. A credit freeze restricts access to your report, hindering identity thieves from opening new ac... download the app to read more
counts, while a fraud alert requires lenders to take extra verification steps. If you suspect identity theft, report it to the Federal Trade Commission at IdentityTheft.gov. This website provides a recovery plan and assistance with necessary paperwork. Stay informed about the breach by following updates from the affected company, which may offer services like free credit monitoring or identity protection. It is also advisable to report any scam encounters, regardless of financial loss, to the BBB or IdentityTheft.gov.

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