Get £300 winter fuel payment with 'pension trick' even if you earn over £35k

Brits born before September 22, 1959, can receive between £100 and £300 for winter heating costs, even if they earn over £35,000. Those earning below this threshold and receiving state benefits or private pensions will automatically receive a letter and payment from mid-November. Individuals earning over £35,000 typically had to opt out of receiving the Winter Fuel Payment by September 15 to avoid the payment being reclaimed from April 2026. However, a strategy exists to allow those earning slightly above £35,000, such as £35,500, to keep the payment. This strategy involves reducing one's taxable income to below the £35,000 threshold. This can be achieved by making larger contributions to a workplace or private pension, ... download the app to read more